In beginning a home based business, one thing you will have to understand is that, like many things in life, it will take some finances to getting started. While start-up costs vary, your average start-up will be just a few hundred dollars. You need to take into consideration what it is going to take to get your business started and what type of resources you have available. You will want to watch your expenses in the beginning stages of your home business so as not to let yourself find yourself unable to meet your financial responsibilities.You will want to consider some ways that will help you in your new venture while still trying to support yourself and your family. Following are some ways in accessing the finances for your home based business:Working In The EveningDoing this will enable you to ease into your new home based business. By working it part-time in the off hours of your regular job, you will be able to tackle all the tasks needed to run your business gradually. This will aid in taking some of the financial pressure off your shoulders. You will find that your free time will be minimal but remember WHY you are starting a home based business. In a period of 6 months to a year, you may be able say good-bye to your J.O.B. and have more time to spend with your family than ever before.Working Part-TimeIf you aren’t really committed to “a job,” maybe consider picking up a part-time job and then spend the other time building your home business. This may put a little more pressure on you financially but it will allow you to devote more time to the growth of your business. As always, you will need to manage your finances a little more strictly in order to make sure you don’t find yourself in a hole.Fellow Workers Equal ClientsIf you’re in a home based business, you are more than likely going to be offering a service or product that you can use to leverage with. Remember that being an independent contractor, you work for yourself. You have many fellow workers that possibly could be potential clients, or better yet, reps. This definitely would help you in getting your business on the fast track. You just want to make sure your “prospecting” doesn’t interfere with your job performance. It would not sit well with your employer.Live On One SalaryThere are many couples that have made the sacrifice to live on one salary for a period of time while the other partner works the home business so it can turn a profit sooner than later. This may be tough but is doable. In order to avoid any financial and emotional heartaches, please make sure you have set a goal in terms of a time frame to make your home based business a profit.Extra CashThere are times that you find yourself with a little extra pocket cash. You may unexpectedly get some money from resources you didn’t expect (ie., gift, stocks, inheritance, etc.) Why not invest this in your business? Every little bit that does not come out of your pocket helps in the finances of your home based business.Borrow Money This is something that many do not like to do. Borrowing from friends and family may be tough because you may not have the support that you would like. But on the other side of the coin, you may get the encouragement and support, but also you may spark an interest in what it is you are investing in. Your friends and family could be a huge source of support and encouragement throughout the development of your home business.Before spending any money on your new business, be sure to cover all bases with your prospective business. Create a business plan that includes all the details on starting and running your business and the costs associated with it. By doing some of the things mentioned in this article, you will be able to come up with the finances for your home based business.